University Level

A university education may seem like a large expense, but don't let the costs stop you. Did you know that you don't have to start repaying a loan until you've finished your course and you're earning over £21,000?

Remember:

  • Financial support is available
  • College is often less expensive than other local universities
  • You stand a better chance of earning more with a university Degree

Our Financial Advisers can help you understand what support is available to help with your uni-level learning costs. For more information, call us on 0117 312 5000.

Full-time students

The following student finance is available for full-time uni-level students (EU and 'home' students starting in September 2016 only). Students need to be eligible for student loans and can’t already have a qualification of an equivalent level.

Returning and new students can apply online now for student support - you don't need to wait until you've been accepted on a course. To find out more and apply online, visit the Student Finance England website or call 0300 100 0607

Loans

Tuition fee loan

A tuition fee loan allows you to borrow the cost of your tuition fees each year (up to a maximum of £9,000). It does not depend on your household income, and you don’t need to pay it back until you are earning over £21,000.

Maintenance loan

In addition to the student loan for tuition fees, you may be eligible for a student loan for maintenance. This can help with the costs of accommodation, food, books and other expenses.

  • Maximum of £8,200 a year available if you’re living away from home
  • Maximum of £6,904 a year if you’re living at home. 65% of the maintenance loan is non-means tested, meaning you can take out 65% of the maximum loan regardless of your household income. The remaining 35% is means-tested and dependent on your household income
  • The amount you are eligible for is also affected by any help you get through a maintenance grant
  • You don’t need to pay it back until you are earning over £21,000

Repayment of loans

  • If you’re a full-time student starting your course in 2016/17, you won’t have to start making repayments until 2020 (even if you finish or leave your course earlier)
  • You don’t repay until your gross earnings are over £21,000 a year (or £1,750 per month)
  • You repay 9% of what you earn above £21,000
  • Any loan remaining after 30 years will be written off
  • For more information, visit the Student Loan Repayment website.

Non-repayable Grants

Maintenance grant

Maintenance grants are known as a special support grant if you have an underlying eligibility to receive certain benefits. A non-repayable maintenance grant/special support grant of up to £3,387 a year may be available if your household income is less than £25,000.

Students with dependents

The following grants are also available for people with children or other dependents if on a low income:

  • Parents' Learning Allowance of up to £1,573 a year
  • Childcare Grant of up to £155.24 a week for parents with one child, or £266.15 a week for parents with two or more children
  • Adult Dependents' Grant of up to £2,757 a year

Visit  for more information.

Disabled Students' Allowance

Students with a disability, mental health condition or specific learning difficulty may be eligible for extra help through Disabled Students’ Allowances (DSAs).

Available to full-time and part-time students, this allowance is non-repayable, and is not dependent on household income. The amount you are entitled to depends on your level of need. To find out more visit our Disabled Students' Allowance page.

Benefits - Students still have to pay the fees if they are on benefits

If you’re already claiming income-related benefits and want to start a uni-level course, you should ask Jobcentre Plus or your local authority's housing benefit team how this will affect your benefits. Find out more about benefits for uni-level students on low incomes.

Part-time students

The following student finance is available for part-time uni-level students. To find out more and apply online, visit the Student Finance England website.

Tuition fee loans

A Tuition Fee loan allows you to borrow the cost of your tuition fees each year (up to a maximum of £6,750). The loan does not depend on your household income. You must be studying at least 25% of the equivalent full-time course.

Repayment of loans

  • Repayment begins in April three years after the start of your course (whether or not you have finished studying)
  • You don’t repay until your gross earnings are over £21,000 a year (or £1,750 per month)
  • You repay 9% of what you earn above £21,000
  • Any loan remaining after 30 years will be written off

For more information, visit the Student Loan Repayment website.

Non-repayable grants

Grants

There are no longer any grants available to new part-time students for fees or course costs. However, if you are a returning student, grants still apply.

Disabled Students' Allowance

Students with a disability, mental health condition or specific learning difficulty may be eligible for extra help through Disabled Students’ Allowances (DSAs). Available to full-time and part-time students, this allowance is non-repayable, and is not dependent on household income. The amount you are entitled to depends on your level of need. To find out more visit our Disabled Students' Allowance page.

Claiming benefits

If you’re on a low income you may be able to claim a range of income-related benefits including:

  • Income Support
  • Employment and Support Allowance
  • Housing Benefit
  • Council Tax Benefit

Find out more about benefits for uni-level students on low incomes.

More information

For more information on any of the information listed above, contact Learner Services by calling 0117 312 5000 or emailing welfare@cityofbristol.ac.uk

You can also get in touch with Student Finance England by calling 0845 300 50 90 or visiting the Student Finance England website.